In Thailand, small and medium-sized enterprises (SMEs) are the backbone of the economy, accounting for approximately 99.7% of all business registrations and employing about 80% of the labor force. Despite their significant role, many Thai SMEs face substantial challenges in securing necessary funding, with an estimated financing gap of over 1.3 trillion Baht.
Addressing this critical issue is Siam Validus, a pioneering crowdfunding platform dedicated to empowering Thai SMEs by providing accessible financing solutions.bot.or.th

A Strategic Partnership for Financial Inclusion
Siam Validus is a joint venture between Validus, a leading fintech company in Southeast Asia, and SCG Distribution, one of Thailand’s top distribution businesses. This collaboration combines Validus’s technological expertise with SCG’s extensive local market knowledge, creating a robust platform tailored to the unique needs of Thai SMEs.
Notably, Siam Validus is the first international company licensed by Thailand’s Securities and Exchange Commission (SEC) to offer crowdfunding services in the country, marking a significant milestone in the nation’s financial sector.

Innovative Crowdfunding Solutions
Leveraging advanced technologies such as artificial intelligence (AI) and data analytics, Siam Validus offers a seamless and efficient crowdfunding platform. This technology-driven approach enables SMEs to issue debentures—essentially debt securities—to a wide pool of investors without the need for traditional collateral.
This model not only provides SMEs with the necessary capital to boost liquidity and expand operations but also offers investors opportunities to earn returns that align with their investment strategies.
Diverse Investment Opportunities
For investors, Siam Validus presents a unique avenue to diversify their portfolios by investing directly in high-potential Thai SMEs. The platform’s use of AI and data-driven assessments ensures that investment opportunities are thoroughly vetted, balancing potential returns with associated risks.
This democratization of investment allows both institutional and retail investors to participate in the growth stories of local businesses, fostering a more inclusive financial ecosystem.
Empowering SMEs for Sustainable Growth
By providing an alternative financing channel, Siam Validus empowers SMEs to overcome traditional barriers to funding. This access to capital is crucial for SMEs aiming to enhance their operations, innovate, and compete more effectively in both domestic and international markets.
The platform’s flexibility in offering both short-term and long-term debenture options caters to the diverse needs of businesses, ensuring that financing solutions are aligned with specific growth objectives.
Siam Validus stands at the forefront of financial innovation in Thailand, offering a lifeline to SMEs in need of capital and providing investors with unique opportunities to support local businesses. Through its strategic partnerships, advanced technological infrastructure, and commitment to financial inclusion, Siam Validus is poised to make a lasting impact on Thailand’s economic landscape, driving sustainable growth and prosperity for years to come.
